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Insurance Coverage

The U.S. Department of State (USDOS), who administers the J Exchange Visitor program, requires that each exchange visitor and his/her J-2 dependents maintain insurance coverage for the full duration of their J program in the U.S. The required health insurance is explained below. Full explanation of the health insurance can be found at Code of Federal Regulations, Title 22, Volume 1, 22 CFR 62. 14, Page 287-288

Sponsors shall require each exchange visitor to have insurance in effect, which covers the exchange visitor for sickness or accident during the period of time that an exchange visitor participates in the sponsor’s exchange visitor program. Minimum coverage shall provide:

  • Medical benefits of at least $100,000 per accident or illness
  • Repatriation of remains in the amount of $25,000
  • Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000
  • A deductible not to exceed $500 per accident or illness.

J-2 accompanying spouse and children or dependents of a J-1 are required to be covered by insurance in the same amounts.

Please note an exchange visitor who willfully fails to maintain the required insurance coverage while participating in an exchange visitor program or who makes a material misrepresentation to the sponsor concerning such coverage shall be deemed to be in violation of these regulations and shall be subject to termination as a participant.

A sponsor shall terminate an exchange visitor’s participation in its program if the sponsor determines that the exchange visitor or any accompanying spouse or dependent willfully fails to remain in compliance with the health insurance coverage requirement.

J exchange visitors under the sponsorship of USA Employment’s Exchange Visitor Program must complete the form “ Statement of Compliance” and return it to our office. It is necessary to purchase a health insurance plan when you are applying for the J-1 visa in your home country. You must show proof of required health insurance plan coverage within 2 – 4 weeks after you arrive in USA.

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